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Geniuss Gold Harvest FAQ

Following are the general questions asked in Geniuss Gold Harvest.

1. What is the Geniuss Gold Harvest scheme?

Geniuss Gold Harvest is a savings-based gold scheme where you can invest ₹2,500 or multiple of ₹2,500 per month for 12 months, and receive gold worth ₹60,000 or ₹1,20,000 respectively in the 13th month.

2. What are the installment options?

You can installment either ₹2,500 or multiple of ₹2,500 per month.

3. What is the duration of the scheme?

The scheme runs for 12 months with the gold benefit given in the 13th month.

4. What happens if gold prices increase?

The company does not charge extra if the gold price increases.

5. What if gold prices decrease?

If gold prices go down, the company will bear 50% loss and provide the committed value.

6. Is there any eligibility condition to get the gold?

Yes, you must complete all 12 monthly installments to be eligible for the gold.

7. What type of jewellery can I select?

You can choose jewellery from the designs available in the company album.

10. What is the commission structure for referrals?

There is a multi-level referral commission system from level 1 to 9, starting at 0.85% for direct referrals and going down to 0.05% in the lower levels.